Business Owner Policy

A Business Owners Policy brings together the essential protections your small business needs into one simple, affordable package and designed to safeguard your operations, property, and income with care and clarity.

Core Coverage:

• General Liability Insurance — Protection for customer injuries, property damage, and advertising claims.
• Commercial Property Insurance — Coverage for your building, equipment, inventory, and business contents.
• Business Interruption Coverage — Helps replace lost income and maintain operations after a covered loss.   

Additional Coverage:

• Professional Liability (E&O)
• Cyber Liability Insurance
• Equipment Breakdown Coverage
• Hired & Non‑Owned Auto
• Employment Practices Liability